Graduate Line of Credit

Focus on what is really important and let us handle the rest!

Our Student Choice private loan solution is designed to fill the funding gaps that may exist after all lower-cost sources of aid (including scholarships, grants, and federal Direct Subsidized and Unsubsidized loans) have been exhausted. And since these loans are being offered through Altra Credit Union, you know you're getting a great deal from a not-for-profit lender you can trust.

Even if the ongoing pandemic is leaving you unsure about the college you'll be attending or the exact amount of funding you may need, we've got you covered! You can still establish a line of credit to secure your funding, and then come back later this summer once you've finalized your plans in order to request the exact funds you need and/or select your school. We're here for you.

Benefits of our graduate solution:

• Ability to secure your college funding even if you're unsure of your college or exact funding needs

• Simple line of credit structure so you can borrow once for your full graduate career¹

• Borrow up to $100,000 with rates as low as 6.50%

• Potentially reduce your rate by 0.25% by enrolling in automatic electronic payments during repayment

• Multiple repayment & in-school deferment options

• Borrow local from a not-for-profit credit union you can trust

Common Questions	Are you Eligible	Approved Schools

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1. Subject to credit qualification and annual credit review. Must meet school's Satisfactory Academic Progress (SAP) requirements.
2. See rates page for additional information, repayment examples, and important disclosures.
3. Approved schools subject to change without notice
4. Make sure to maximize all lower-cost sources of funding before considering a private student loan. For more information, check with your school's financial aid office or visit the Federal student aid website.